Most people will face some form of financial difficulty in their life. Legal debt relief is available to help anyone struggling with out-of-control debt. Regardless of the amount of debt or the reasons behind your financial problems, we are here to help. Bankruptcy will stop the harassing phone calls, wage garnishments, mortgage foreclosures and vehicle repossessions.
Contact us toll free at 800-898-4432 to arrange a free one-hour consultation.
Cooper Law Firm, P.A., is a small town law firm with big city results. Our practice was founded on the belief that everyone deserves to be treated with courtesy and respect. By taking the time to examine the situation and explain your choices, you will be provided with the information you need to make educated legal decisions. We are committed to helping you get a fresh start in life through the legal debt relief options most suited to your current life and future goals.
Your Credit After Bankruptcy
While most people don't think of bankruptcy as a form of credit repair, it can be used as a tool to rebuild your credit after a period of financial struggle. For example, if you have a house or a car and make consistent on-time payments on those secured debts, those payments will be reported to the credit bureaus. 12 to 18 months of on-time payments combined with a reduced debt to income ratio will improve your score.
While a bankruptcy will remain on your credit report for seven to 10 years, there are other elements to your credit report that an underwriter will consider. If you are concerned about the long-term effect of bankruptcy on your credit rating, contact us to discuss it. During a free one-hour initial interview, we will go over the details of your specific situation and discuss the options you have for improving your overall rating and bringing your financial life back under control.
Experienced Central Arkansas Bankruptcy Lawyer
From our offices in Bryant, Arkansas, the Cooper Law Firm, P.A., represents clients throughout central Arkansas. Contact us toll free at 800-898-4432 to arrange a free one-hour initial consultation with an experienced Bryant life after bankruptcy attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
