Debt can build up over time. Sometimes daily necessities have to be paid for with a credit card and, after a few years, the credit card bills are more than you can manage. An illness in the family, the loss of a job or any number of emergencies or changes that can come up during a lifetime can push your finances over the edge. Regardless of the source of your struggles, the small town law firm with big city results is here to help.
Contact us toll free at 800-898-4432 to arrange a free one-hour consultation.
Founded on the belief that everyone deserves to be treated with courtesy and respect, the Cooper Law Firm, P.A., is committed to providing you with the information you need to make an informed legal decision. As your lawyer, I will take the time to examine your financial situation and explain your choices, including the potential advantages and pitfalls. Should you choose to pursue filing bankruptcy, we will manage the entire process, from start to finish.
Chapter 7 Bankruptcy
Both Chapter 7 and Chapter 13 bankruptcy provide debt relief by discharging unsecured debts and provisions for bringing secured debts under control. For many people, this means credit cards and medical bills are eliminated, while mortgages and car loan payments continue in a more manageable fashion.
One key difference between these two options is the income requirements. To qualify for the Chapter 7 program, a person must make less than the median income for the state of Arkansas. This is often referred to as the "means test." In many ways Chapter 7 is also faster and easier to work with than Chapter 13. However, they are simply two different roads ending in the same destination — legal debt relief.
Experienced Benton Consumer Debt Attorney
From our offices in Bryant, Arkansas, the Cooper Law Firm, P.A., represents clients throughout central Arkansas. Contact us toll free at 800-898-4432 to arrange a free one-hour initial consultation with an experienced Bryant Chapter 7 bankruptcy attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
